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Being covered by the UFC’s new insurance policy is a very good thing

The news of the UFC setting up insurance for fighters kinda came and went with the news cycle but I really can’t stress how awesome it is that fighters will now be taken care of regardless of how they manage to injure themselves. The rest of the MMA world isn’t so lucky … even when they’re injured in the cage, insurance isn’t always what it should be.

Just ask Jesse Juarez, who broke his arm and leg fighting for the MFC welterweight title. He ended up having to shell out over $32,000 in medical bills because MFC’s insurance wouldn’t cover non-Canadian citizens (which doesn’t make sense to me, since us Canadians kinda have healthcare cooked into everything to begin with).

And then there’s Conor Heun, who’ll be happy to know after his arm was bent backwards that Strikeforce fighters are covered under the UFC’s new policy. The old one Strikeforce used to have turned out to be a little lacking:

I fought Gurgel and I got 4,000 for that fight and I needed my ACL reconstructed after that. Now I’m over 20,000 in debt because of that. The fight insurance only covered 50k and for some reason that wasn’t enough. I should have negotiated with the hospital, but I assumed that was enough. You know, OK I have insurance it should be covered, but it wasn’t. In fact it put me in such a hole that I recently had to claim bankruptcy.
Yeah only $50,000 is covered. I know Zuffa is 100 grand so that would have done it, but yeah with 50 grand I uh yeah. I found out the hard way. I think if you tell them you have insurance they just bill the shit out of it, and if you don’t then you have to negotiate and work something out. I learned. I went in and said ‘yep it’s covered’ but that wasn’t the case.

Basically, it’s in the interest of the for-profit hospital to be as inefficient as possible when it comes to treating people with insurance so they can suck as much money out of a patient as possible. I’ve heard countless stories where a patient gets sent for tons of unnecessary tests not because the doctors think it will help figure out what’s wrong, but because it makes the hospital more money.

Go healthcare industry. You rock.

  • agentsmith says:

    “MFC’s insurance wouldn’t cover non-Canadian citizens”

    Well that’s just awesome for the like 80% of their roster that’s non-Canadian.

    Check it out, they have a fighter named Ryan Fortin.  Ryan and Jake had a son, and he goes by Jake’s surname… I guess we know who wears the pants at Chez Fightlinker.

  • lukustra says:

    i love mma, but i have to begin to agree with the haters, mma is a horrible career choice. unless your in the upper echelon of fighters where its awfully hard to keep stable job security and fight for zuffa, you’re pretty much screwed. with injuries being so frequent in fighting, its impossible to make any money.

  • lukustra says:

    and it really is sad, because its such an amazing sport, but top tier athletes will never come into this sport unless theres guaranteed money to be made.

  • DJ ThunderElbows says:

    Yeah, it won’t be for reals until there’s a guaranteed minimum of six figures. They can only live off of college frat boys for so long.  There’s not a lot of star power coming from the current pool of collegiate athletes and most of the in-cage product is weak as shit.  The sport got a serious bump from TUF, but now shit’s gotten real diluted and I don’t know how long it can last like this.

    Shame, ’cause I fucking love this sport.

  • lukustra says:

    exactly, collegiate atheltes who cant get into the pros would prefer to use their degrees to get real jobs then come into fighting. until theres money in the sport, were gonna be stuck with pretend atheletes like dustin hazelett.

  • lukustra says:

    because a dude appears to be in good shape doesnt qualify him as an athlete. we bag on dudes for being stiff or having poor striking technique or whatever, but fact is that these dudes werent genetically designed to be athletes. gsp is an example of a pure athlete in this sport.

  • greenseed says:

    pretty sure Zuffa insurance is only 50k too but i could be wrong

  • frickshun says:

    I’ve said this before but it bears repeating…….for any of you that have every competed @ a high level, if given the opportunity to make it to a “big stage”, even for shit money, YOU WILL TAKE IT!!

    That’s what true competitors do. It’s not about the money & for all the dumb guys that got a free ride to play sports in college but didn’t make it in the Bigs, they’ll continue to play in Euro leagues or wherever they can.

    The UFC healthcare policy ™ goes a long way to help most of the fighters that aren’t making much. It allows them to do what they love & not worry that they’ll go bankrupt over a torn ligament.